:root{--ink:#14202B;--slate:#47566A;--paper:#F2F4F6;--white:#fff;--line:#D2D9DF;--teal:#1E4D4A;--teal-d:#143633;--brass:#B08D3C}
*{box-sizing:border-box}html{scroll-behavior:smooth}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;background:var(--paper);color:var(--ink);font:18px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif}
h1,h2,h3{font-family:Georgia,"PT Serif",serif;line-height:1.18;margin:0;font-weight:700}
a{color:var(--teal)}a:focus-visible,summary:focus-visible{outline:3px solid #D9A62E;outline-offset:3px}
.wrap{max-width:960px;margin:0 auto;padding:0 22px}
.bar{background:var(--teal-d);position:sticky;top:0;z-index:20}
.bar .wrap{display:flex;justify-content:space-between;align-items:center;gap:18px;padding-top:12px;padding-bottom:12px}
.logo{font-family:Georgia,serif;font-size:19px;color:#fff;text-decoration:none}
.bar nav{display:flex;gap:20px;font-size:15px;flex-wrap:wrap}
.bar nav a{color:#CFE0DE;text-decoration:none;padding:4px 0;border-bottom:2px solid transparent}
.bar nav a:hover,.bar nav a.on{color:#fff;border-color:var(--brass)}
.bar .tel{color:#fff;font-weight:700;text-decoration:none;white-space:nowrap}
.hero{background:linear-gradient(180deg,var(--teal-d),var(--ink));color:#fff;padding:64px 0 72px}
.hero .wrap{display:grid;grid-template-columns:1.5fr 1fr;gap:40px;align-items:center}
.hero h1{font-size:clamp(34px,6.4vw,56px);letter-spacing:-.01em}
.hero p{color:#D3DDE6;font-size:19px;max-width:34em;margin:22px 0 28px}
.btns{display:flex;flex-wrap:wrap;gap:12px}
.btn{display:inline-block;padding:14px 26px;border-radius:4px;font-weight:700;font-size:18px;text-decoration:none;background:#fff;color:var(--ink)}
.btn:hover{background:#E6ECF0}.btn.alt{background:transparent;color:#fff;border:1px solid #7D93A3}.btn.alt:hover{background:rgba(255,255,255,.08)}
.now{background:rgba(255,255,255,.07);border-left:4px solid var(--brass);padding:22px 24px}
.now h2{font-size:21px;margin-bottom:12px}.now ol{margin:0;padding-left:20px;color:#D3DDE6;font-size:16.5px}.now li{margin-bottom:8px}
.page{background:var(--ink);color:#fff;padding:46px 0}.page h1{font-size:clamp(30px,5.4vw,44px)}.page p{color:#C4D0DA;margin:12px 0 0;max-width:36em}
.strip{background:var(--white);border-bottom:1px solid var(--line)}
.strip .wrap{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:0}
.strip div{padding:20px 22px;border-left:1px solid var(--line)}.strip div:first-child{border-left:0}
.strip b{display:block;font-family:Georgia,serif;font-size:20px}.strip span{color:var(--slate);font-size:15px}
section{padding:56px 0;border-bottom:1px solid var(--line)}section h2{font-size:clamp(25px,4vw,33px);margin-bottom:24px}
.lead{max-width:40em;margin:0 0 16px}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(270px,1fr));gap:20px}
.card{background:var(--white);border-top:3px solid var(--teal);padding:22px 24px}.card h3{font-size:21px;margin-bottom:8px}.card p{margin:0;color:var(--slate);font-size:16.5px}
.more{display:inline-block;margin-top:22px;font-weight:700}
.white{background:var(--white)}
ul.rights{margin:0;padding:0;list-style:none;display:grid;gap:14px;max-width:42em}ul.rights li{padding-left:20px;border-left:3px solid var(--teal)}
ol.steps{margin:0;padding:0;list-style:none;counter-reset:s;display:grid;gap:22px;max-width:46em}
ol.steps li{counter-increment:s;display:grid;grid-template-columns:44px 1fr;gap:14px}
ol.steps li::before{content:counter(s);font-family:Georgia,serif;font-size:30px;font-weight:700;color:var(--brass);line-height:1}
ol.steps b{font-family:Georgia,serif;font-size:20px;display:block}ol.steps span{color:var(--slate)}
details{border-top:1px solid var(--line);max-width:46em}details:last-of-type{border-bottom:1px solid var(--line)}
summary{cursor:pointer;padding:16px 4px;font-weight:600;list-style:none}summary::-webkit-details-marker{display:none}
summary::after{content:"+";float:right;font-size:22px;line-height:1;color:var(--teal)}details[open] summary::after{content:"\2212"}
details p{margin:0 0 18px;padding:0 4px;color:var(--slate)}
.facts{margin:0;padding:22px 24px;background:var(--white);border-left:4px solid var(--brass)}.facts dt{color:var(--slate);font-size:14px}.facts dd{margin:0 0 14px;font-weight:600}.facts dd:last-child{margin:0}
.two{display:grid;grid-template-columns:1.4fr 1fr;gap:36px}
.chips{display:flex;flex-wrap:wrap;gap:10px}.chips span{background:var(--white);border:1px solid var(--line);padding:6px 14px;border-radius:30px;font-size:16px}
.cta{background:var(--teal);color:#fff;text-align:center;padding:52px 0}.cta h2{color:#fff;margin-bottom:10px}.cta p{margin:0 0 24px;color:#D2E4E2}
.cta .btns{justify-content:center}
.big{font-family:Georgia,serif;font-size:clamp(28px,5vw,40px);font-weight:700;text-decoration:none;color:var(--ink);border-bottom:2px solid var(--brass)}
footer{background:var(--ink);color:#9DB0C0;font-size:14px;line-height:1.6;padding:34px 0 40px}footer p{max-width:50em;margin:0 0 8px}footer a{color:#CFE0DE}
.callbar{display:none}
@media(max-width:700px){body{font-size:17px}.bar nav{display:none}.hero{padding:44px 0 50px}.hero .wrap,.two{grid-template-columns:1fr}.strip div{border-left:0;border-top:1px solid var(--line)}.strip div:first-child{border-top:0}section{padding:42px 0}
footer{padding-bottom:100px}.callbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:30;background:var(--teal)}
.callbar a{flex:1;color:#fff;font-weight:700;font-size:17px;text-decoration:none;text-align:center;padding:14px 8px calc(14px + env(safe-area-inset-bottom,0))}.callbar a+a{border-left:1px solid rgba(255,255,255,.3)}}
.ph{display:block;width:100%;max-width:420px;height:auto;border-radius:4px;margin:0 0 22px}
.teaser{display:grid;grid-template-columns:290px 1fr;gap:36px;align-items:center}.teaser img{width:100%;height:auto;border-radius:4px;display:block}
ul.dots{margin:0 0 16px;padding-left:22px;max-width:44em}ul.dots li{margin-bottom:9px}
.sec h3{font-size:22px;margin:30px 0 10px}.lnk{margin-top:18px;font-weight:700}
@media(max-width:700px){.teaser{grid-template-columns:1fr}.teaser img{max-width:320px}}
.tbl{width:100%;max-width:780px;border-collapse:collapse;background:var(--white)}.tbl td{padding:13px 16px;border-bottom:1px solid var(--line)}.tbl td:last-child{text-align:right;white-space:nowrap;font-weight:700}
.emb{width:100%;height:380px;border:0;background:var(--white)}.emb.f{height:520px}